cifs multiuser mount not working after upgrade from CentOS 7 to 9 Stream

[tash_usa]

Issue:

As root, works fine:

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$ mount -t cifs -o credentials=/etc/creds,vers=1.0,multiuser,sec=ntlmss //example.host.org/pnl /data/pnl/
$ ls /data/pnl/
(all files are listed)

As unprivileged user abc, does not work:

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$ cifscreds add -u abc example.host.org
$ ls /data/pnl/
ls: cannot access '/data/pnl/': Permission denied

In /var/log/messages, I get the unhelpful error log:

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 CIFS: Status code returned 0xc000006d NT_STATUS_LOGON_FAILURE
 CIFS: VFS: \\erisonefs.partners.org Send error in SessSetup = -13

Observations contradictory to the above:

(1) The above multiuser mount worked fine in CentOS 7. The problem is happening after upgrade to CentOS 9 Stream.

(2) Direct mount as abc works fine:

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mount -t cifs -o user=abc,vers=1.0 //example.host.org/pnl /data/pnl/
ls /data/pnl/
(all files are listed)

Other things tried:
I removed sec argument and shuffled vers but neither helped.

Reference: https://access.redhat.com/documentation ... _smb_share